US Senate Housing Bill With Anti-CBDC Provision Clears Key Procedural Vote

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The US Senate has advanced a sweeping housing affordability package that includes a temporary prohibition on the issuance of a central bank digital currency (CBDC), after the legislation secured overwhelming bipartisan backing in a key procedural vote.

Lawmakers voted 84-6 on a cloture motion to proceed with the “21st Century ROAD to Housing Act,” a comprehensive bill aimed at expanding housing supply across the US and improving affordability. The strong margin limits further debate on whether to take up the measure and paves the way for full Senate consideration.

The legislation is being led by Banking Committee Chairman Tim Scott and Ranking Member Elizabeth Warren. In a joint statement, the two senators described the proposal as the most significant housing package in decades, framing it as an important initial move to curb the growing dominance of corporate landlords in residential real estate markets.

Although the bulk of the 303-page bill centers on measures designed to protect and strengthen the housing market, the text also includes language addressing CBDCs. Near the end of the document, lawmakers inserted a provision that would temporarily block the issuance of a US central bank digital currency.

The inclusion of the anti-CBDC measure underscores how digital asset policy debates are increasingly intersecting with broader economic legislation. With the procedural hurdle now cleared, the Senate is expected to move into full debate on the package in the coming days.